Maryland Physicians Care: Free InstaMed EFT and ERA
By George Ruan • October 9, 2026
As of October 9, 2026. Maryland Physicians Care says it uses InstaMed for free Electronic Funds Transfer and Electronic Remittance Advice for claims payments. Its provider forms page points you to instamed.com/eraeft or enrollment support at 866-945-7990. Official payment instructions.
Open InstaMed provider ERA/EFT enrollment for a new payer-payment account, or InstaMed Online for Providers for an existing account. Confirm the product limits below before applying.
Sections
Which payments use this route?
Use this route for Maryland Physicians Care claim payments. A payment enrollment answers where funds and remittances go; it does not replace the claim submission or provider-contracting process. Check the payer instructions.
Card fees, checks and no-fee EFT
The MPC page verifies the free EFT/ERA option. It does not publish a default virtual-card policy or a card fee percentage, so do not assume an MPC paper payment is a fee-bearing card. If your actual notice contains a card number, check that notice and your merchant agreement before processing it. Review the source before choosing a method.
How to enroll and keep remittances connected
Start from MPC’s provider forms page. Follow its InstaMed registration link, or call 866-945-7990 for enrollment questions. This number comes from MPC’s own payment instructions. Official instructions.
Let the practice apply. The owner or an authorized employee must complete InstaMed registration. Third-party enrollment is not permitted; your biller can help assemble the information. Official instructions.
Confirm the remittance connection. Use InstaMed’s supported ERA clearinghouse list to check the destination your billing system uses. Keep access to portal remittances while you verify the connection. Official instructions.
Enter the practice information
The 2026 Brown & Toland provider manual illustrates InstaMed’s business-information screen: legal business name, address, principal or officer details, and billing provider information. Use the practice’s records and follow the current application prompts. These are shared InstaMed registration illustrations, not this payer’s claim portal. The manual was revised September 2025; screens may change. Enrollment screen guide.
Screenshot source: Brown & Toland Provider Manual 2026 (revised September 2025), page 29.
Enter the bank account for EFT
The next illustrated enrollment screen asks for the bank name, routing number, account number and account-number confirmation. Enter the practice’s intended deposit account and follow the current verification requirements. The example check and contact address in the crop are covered. Bank-information screen guide.
Screenshot source: Brown & Toland Provider Manual 2026 (revised September 2025), page 29.
InstaMed’s application permits only the owner or an authorized employee to complete registration; third-party enrollment is not allowed. Your biller can help prepare records and use separate delegated access after setup. Registration terms.
Verify the first payment
As an operational check, compare the bank deposit with the corresponding ERA or EOP, confirm the billing entity and payment reference, and check that your billing system received the remittance. InstaMed provides portal remittance access and a supported-clearinghouse list. ERA and remittance overview; supported ERA clearinghouses.
If enrollment or a payment is still missing
Recommended next check: If an enrollment appears active but the expected payment is missing, ask support to distinguish an account or banking problem from a claim-payment issue. Use MPC’s Provider Relations contact on its current forms page for payer questions and InstaMed’s provider support for account issues. Payer payment guidance; InstaMed provider support.
What if a fee was already taken?
Keep the remittance, merchant settlement or vendor statement, and enrollment confirmation. Ask the entity that actually charged the fee about its refund policy and ask the payer/vendor to confirm the method for future payments. Do not assume that a new enrollment reverses an earlier fee, or that a smaller settlement means the payer owes another full payment. For the general card-versus-ACH distinction, read the InstaMed virtual-card fee guide.
Get help with payment setup
Bomi can help your practice review payment notices, prepare enrollment details and check remittance delivery. The practice remains responsible for the owner/authorized-employee application. See Bomi billing support and the separate InstaMed user-access guide.
Related payer payment guides
InstaMed fee and ACH enrollment hub · Premera Individual Plans: InstaMed EFT and NPI2 Limits
Frequently Asked Questions
Does Maryland Physicians Care offer free EFT?
Yes. Its provider forms page says InstaMed provides free EFT and ERA for claims payments.
What is MPC’s InstaMed enrollment number?
MPC lists 866-945-7990 for registration and links instamed.com/eraeft.
Do all MPC providers receive virtual cards first?
The public MPC source used here does not establish a universal default-card policy. Check your actual payment notice.
Sources
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